Karpe Real Estate Center, d/b/a San Joaquin Valley Mortgage wants you to understand what information we collect and how we use it. In order to provide our clients with financial products and services as effectively and conveniently as possible, we use technology to manage and maintain client information. This policy serves as a standard for all Karpe Real Estate Center employees for collection, use, retention and security of nonpublic personal information.
Information We Collect:
We collect nonpublic personal information about you that is provided to us by you or obtained with your authorization or consent.
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, or others; and
- Information we receive from a consumer reporting agency.
We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law, or except as expressly authorized by those clients to enable us to better assist them with their needs.
You do not have to take any action to “opt out” of the disclosure of your nonpublic personal information, since we do not disclose this information, except as permitted by law.
Protecting Customer Information:
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.